The post Stablecoin Volumes Could Hit $1.5 Quadrillion by 2035: Chainalysis Report appeared first on Coinpedia Fintech News
Chainalysis projects stablecoin volumes could reach $1.5 quadrillion by 2035, driven by generational wealth transfer and retail adoption. Stablecoins already processed $28 trillion in 2025, growing 133% annually since 2023.
However, this shows that stablecoins could become a core global payment infrastructure.
Stablecoins Growing Faster Than Traditional Payments
According to the Chainalysis report titled “The $100 Trillion Wealth Shift,” stablecoins are already handling massive economic activity. Adjusted stablecoin volume reached $28 trillion in 2025, reflecting real payments, settlements, and remittances.
If this growth continues at the current pace alone, volumes could reach $719 trillion by 2035.
To understand the scale, as of now, Visa processes about $13 trillion annually, while Mastercard handles around $9 trillion. Combined, that is roughly $22 trillion per year. Stablecoins could surpass that range sometime between 2031 and 2039.
However, Chainalysis says two major structural forces could push the number even higher to around $1.5 quadrillion.
$100 Trillion Wealth Transfer Could Drive Adoption
First is the historic generational wealth shift. Between 2028 and 2048, around $100 trillion is expected to move from Baby Boomers to Millennials and Gen Z.
Nearly half of the younger generations already hold or have used crypto. As this wealth moves, a portion is expected to flow into on-chain systems rather than traditional banks.
Chainalysis estimates this generational shift alone could add $508 trillion in annual stablecoin volume by 2035.
Stablecoins Becoming Default Payment Method
The second driver is stablecoin acceptance at the point of sale. Today, using crypto for payments requires extra steps. But as merchants integrate stablecoin rails, payments could become as simple as swiping a card.
This transition mirrors how credit cards replaced cash over time. Stablecoin rails also offer faster settlement and lower transaction costs for merchants.
The report estimates that point-of-sale adoption alone could add another $232 trillion in annual volume by 2035.
What This Means for Crypto
If stablecoin usage expands to this scale, it could change the crypto market. Stablecoins act as liquidity for trading, DeFi, and global payments. Higher usage means more capital flowing across blockchain ecosystems.
This could strengthen Bitcoin, Ethereum, and overall crypto adoption as stablecoins become the backbone of digital finance.
If the trend continues, stablecoins could rival and eventually surpass traditional payment networks within the next decade.