Fact Check: Is McDonald’s Accepting XRP Payments Now?

The post Fact Check: Is McDonald’s Accepting XRP Payments Now? appeared first on Coinpedia Fintech News

The crypto community loves big headlines especially when they hint at mainstream adoption. Over the weekend, one such headline took over X, claiming that McDonald’s would start accepting XRP payments from today (Monday, August 4th) at select U.S. locations.

The post was bold and seemed legit. But does it hold up?

Here’s a closer look at what was said and what’s actually true.

The Viral Claim: XRP for Your Big Mac?

On August 3, a post from the account @Ripple_queen declared:

“ BREAKING NEWS: MCDONALD’S TO PILOT #XRP PAYMENTS Starting MONDAY, select U.S. locations will reportedly begin accepting $XRP…”

The tweet described this as a potential “game-changing moment” for crypto payments and the XRP Ledger. It suggested customers could soon pay for fast food in seconds using XRP, and ended with: “Massive if true!”

Naturally, the post exploded across crypto Twitter. Smaller creators and some XRP fans started talking about it. The timing felt right as XRP’s price was surging, and its market cap had just overtaken McDonald’s itself.

But was it real?

No Announcement? No Deal.

Here’s why the rumour doesn’t hold up. 

No announcements from McDonald’s or Ripple: Neither company has confirmed anything about XRP payments. There are no press releases, blog updates, or public statements. For a move this big, you’d expect formal communication especially from Ripple, which usually makes regulatory disclosures when entering new markets.

The claim started from a single unsourced tweet: The original post uses vague terms like “reportedly” and doesn’t cite any source. That’s a red flag. Even in the replies, many users pointed out that there’s no evidence and called it out as speculation.

XRP isn’t used for retail payments like this: XRP has legitimate use cases, mostly in cross-border banking and institutional transfers. That doesn’t mean it’s being adopted at fast food chains. Ripple’s partnerships have always focused on financial infrastructure, not retail pilots. In the future, maybe. Not right now, though. 

Why Did the XRP x McDonald’s Rumor Spread So Fast?

To be fair, XRP has had a huge few weeks.

The token recently surpassed McDonald’s in market cap, crossing $215 billion. It’s up 4.11% in the past 24 hours, now trading near $2.99. And with good weekly institutional inflows, the market is clearly showing confidence.

So when someone claimed XRP was entering the fast food space, people were ready to believe it. 

Also Read :   Fact Check: Did Robert Kiyosaki Say ‘1,000 XRP Will Make You the Richest in Your Family’?   ,

Final Verdict: Not True

There is no McDonald’s-XRP partnership. You won’t be buying a Big Mac with crypto today.

The claim was just a viral rumour with no substance. If that changes, you’ll hear it from official sources. 

Until then, tune in to Coinpedia for regular fact-checks!