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For most of its history, XRP has been synonymous with Ripple’s cross-border payment systems — a digital asset optimized for speed, liquidity, and cost efficiency. That focus is now widening. Following the conclusion of Ripple’s legal dispute with the US Securities and Exchange Commission in 2025, XRP entered a new phase defined by regulatory certainty and network expansion.
The legal clarity removed one of the biggest barriers to ecosystem growth. Ripple has since launched its RLUSD stablecoin, expanded partnerships with major financial institutions, and set the stage for broader adoption through new regulatory frameworks in the US and Europe. These developments have opened the door for decentralized finance (DeFi) to operate natively within the XRP ecosystem — a transformation now made possible through the XRPL EVM sidechain.
This sidechain enables Ethereum-compatible smart contracts to run on the XRP Ledger, turning a payment-focused network into a programmable environment ready for DeFi applications. The most ambitious project to emerge from this evolution is XRP Tundra, which extends XRP’s reach into staking, yield farming, and governance — all within a fully audited, cross-chain structure.
XRP Tundra Extends XRP’s Utility Into Verified DeFi
XRP Tundra builds directly on the XRPL EVM sidechain, combining it with Solana’s speed to create a dual-chain framework that connects institutional-grade settlement with high-performance decentralized infrastructure.
The system runs two synchronized tokens:
TUNDRA-S, a Solana-based utility and staking token that powers liquidity and yield.
TUNDRA-X, an XRPL-based governance and reserve token that operates through EVM-compatible smart contracts.
This design allows XRP Tundra to maintain the XRPL’s verification standards while introducing DeFi scalability through Solana. The ongoing Phase 11 presale offers TUNDRA-S at $0.183 with a 9% bonus, while each buyer receives TUNDRA-X free of charge (reference value $0.0915). The presale has already surpassed $2.5 million in funding, and more than $32,000 in on-chain rewards have been distributed through the Arctic Spinner bonus system.
The integration of XRPL EVM functionality ensures that all transactions, staking rewards, and token allocations are visible and verifiable on-chain — a fundamental shift from opaque presales toward regulated, programmable participation.
Infrastructure Designed for Sustainable Yield
The XRPL EVM sidechain has redefined what DeFi on XRP can achieve. It introduces smart contract compatibility while retaining the Ledger’s transaction speed and reliability. XRP Tundra was among the first projects to leverage this technology, combining EVM-based smart contract logic with Solana’s liquidity systems to create a balanced, auditable yield network.
At its core is the Cryo Vault staking mechanism, which allows participants to earn 4%–20% APY depending on lock duration. All staking interactions are recorded via EVM-compatible contracts, guaranteeing transparent and verifiable reward distribution.
On the liquidity side, the project uses Meteora’s DAMM V2, a dynamic automated market maker built on Solana. The system applies variable trading fees that start high to discourage short-term speculation, then gradually stabilize as volume increases. This structure supports natural price discovery and long-term liquidity integrity — features often missing from early-stage projects.
A comprehensive breakdown of this infrastructure was presented by Crypto Volt on YouTube, where analysts highlighted XRP Tundra as the first DeFi protocol to fully utilize the XRPL EVM’s new interoperability features.
Verification Builds Institutional-Grade Trust
XRP Tundra’s entire framework is grounded in transparency — a reflection of the same compliance-first ethos now guiding Ripple’s EVM development. The project’s codebase and smart contracts have passed three independent audits by Cyberscope, SolidProof, and FreshCoins, confirming that ownership is renounced, minting functions are locked, and liquidity is permanently secured.
Its KYC verification from Vital Block further validates the team’s operational legitimacy. The Arctic Spinner reward module — which instantly distributes bonuses after each qualifying purchase — demonstrates the power of the EVM layer to automate verified transactions across multiple chains.
For readers wondering is XRP Tundra legit, the triple audits, KYC certification, and EVM smart contract integrations provide a full compliance trail accessible to the public.
XRP’s DeFi Maturity Marks a New Phase of Growth
The launch of the XRPL EVM sidechain marks the beginning of a new chapter for XRP — one where verified finance meets open participation. Ripple continues to expand institutional infrastructure, while projects like XRP Tundra bring decentralized functionality and yield opportunities to the same network.
This alignment allows XRP to evolve beyond payment settlement and into a foundational layer for regulated DeFi — a field that demands both performance and accountability. XRP Tundra’s dual-chain model, verifiable audits, and EVM-based staking demonstrate how DeFi on XRP can be both accessible and institutionally credible.
As market attention shifts from speculation to sustainable growth, projects that combine verification, utility, and cross-chain performance are likely to define the next wave of digital asset adoption. XRP’s transformation through the EVM sidechain and the rise of XRP Tundra place it at the forefront of that shift.
Join thousands of participants shaping XRP’s DeFi era and secure your Phase 11 allocation before the next presale stage begins.
Buy Tundra Now: official XRP Tundra website
How To Buy Tundra: step-by-step buying guide
Security and Trust: Cyberscope audit
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