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Binance Offers Zero-Interest Loans, Hires Ex-Central Bank Chief, How To Qualify!

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By on July 4, 2025 Altcoin, Bitcoin, Regulations, Trading, Web3
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The post Binance Offers Zero-Interest Loans, Hires Ex-Central Bank Chief, How To Qualify! appeared first on Coinpedia Fintech News

Binance has just rolled out a new loan service aimed at helping institutional clients access crypto liquidity more efficiently. With up to 4x leverage and even zero interest under certain conditions. 

On top of that, Binance has hired a former Central Bank of Ireland executive to lead its work in Europe and the UK.

Binance Institutional Loans – With 0% Interest

In a recent tweet post, Binance CEO Richard Teng announced that the company is launching “Binance Institutional Loans,” a product that allows large clients to borrow against their entire portfolio using multiple accounts.

Unlike regular loans, these are cross-collateralized and offer much more flexibility. 

It lets big clients borrow $1 million to $10 million in USDT or USDC using multiple accounts as collateral.

They can use over 400 crypto assets, including BTC, ETH, BNB, and SOL, to back the loan. These loans offer more flexibility than regular ones and don’t cut extra value from popular coins.

If clients meet certain trading goals, they could even pay 0% interest, which means big savings for high-volume traders.

Who Are Eligible For The Loan

To qualify, users must be corporate clients ranked VIP 5+ or companies that Binance assesses individually. Supported collateral includes BTC, ETH, SOL, BNB, and popular stablecoins. 

These borrowed funds can then be used for margin and futures trading on Binance with up to 4x leverage.

Binance’s new loan service offers fast trading and flexible credit for top-tier clients. Verified companies can borrow quickly by linking approved accounts, with near-instant trade speeds. 

New Leader for Europe and UK

Along with the loan launch, Binance also appointed Gillian Lynch as its new Head of Europe and the UK. Lynch previously worked at Gemini and the Central Bank of Ireland, giving her a solid background in both crypto and traditional finance.

Her job will be to lead Binance’s strategy and daily work in Europe, while also talking with local regulators and governments. 

Binance says this move is part of its plan to grow safely, follow the rules, and protect users.

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