The post Peter Schiff: China Focuses on Gold, Not Bitcoin appeared first on Coinpedia Fintech News Economist Peter Schiff criticized former President Trump’s push for U.S. dominance in Bitcoin and digital assets, calling it misguided as China focuses on building factories and buying gold. While the U.S. holds around 198,000 BTC, China’s holdings from seizures are close to 190,000-194,000 BTC. Meanwhile, China continues expanding its gold reserves, reaching 2,306 tonnes valued …

The post Market Sentiment Hits Rock Bottom: Why Digitap ($TAP) is the Best Crypto to Buy Now appeared first on Coinpedia Fintech News The early weeks of 2026 have delivered a harsh reality check to the crypto industry. The Fear and Greed Index sank to extreme fear levels. With Bitcoin (BTC) struggling to regain $80,000 and Ethereum (ETH) facing ongoing outflows, it is clear that a bear market has arrived.  Investors now want projects that offer real-world utility. …

The post Next Big Crypto to Hit $1: Experts Identify This Cheap Altcoin for 2026 Upside appeared first on Coinpedia Fintech News As Q2 2026 approaches, investors are moving their focus toward protocols that aim to solve financial problems. While many top altcoins struggle with high prices and slow growth, a new crypto generation of utility tokens is emerging. Experts are now pointing to one specific under-the-radar project as a top contender to hit the $1 milestone. …

The post Swiss Bank UBS Eyes Crypto Access for Clients appeared first on Coinpedia Fintech News Swiss banking giant UBS Group AG, which manages around $6.9 trillion in assets, is planning to offer cryptocurrency access to individual clients and tokenized deposit solutions for corporate customers as part of its digital asset strategy. CEO Sergio Ermotti described a cautious “fast follower” approach, focusing on building the right infrastructure and rolling out selective services while …

The post XRP Ledger Activates Permissioned Domains, Opening Doors for Regulated Institutions appeared first on Coinpedia Fintech News The XRP Ledger has taken a major step toward regulated blockchain adoption with the activation of a new feature called Permissioned Domains. The update went live on February 4, after receiving strong support from network validators, and is designed to help institutions use blockchain technology while staying compliant with regulations. What Are Permissioned Domains on …

The post XRP News Today: Bank of America Adds XRP ETF Amid Institutional Demand appeared first on Coinpedia Fintech News Following the regulatory clarity of XRP, institutions and banking giants rushed to get their hands on XRP. And what’s more stable than an ETF?  In a recent investment disclosure, Bank of America has shown its exposure in XRP through investment in an XRP exchange-traded fund (ETF). This shows that the bank continued to deepen its …

The post Charles Hoskinson Teases Major Cardano Update with Logan AI Bot Upgrade appeared first on Coinpedia Fintech News Cardano founder Charles Hoskinson has hinted at a rare and notable update tied to the network’s growing AI experimentation. In a recent post on X, Hoskinson revealed plans to upgrade “Logan the Exit Liquidity Lobster,” an open-source AI bot associated with the Cardano ecosystem. Unlike routine protocol updates, this announcement stood out for its direct …

The post Solana Price Slips Below $100 as ETF Stability Fails to Support Price: What Comes Next for SOL? appeared first on Coinpedia Fintech News Solana price fell sharply in today’s session, sliding close to 7% and breaking below the $100 mark, a level that had acted as short-term psychological support. The move marks a clear technical breakdown, with price slipping out of its recent consolidation range as sellers maintained control throughout the session. The decline unfolded without a liquidation …

The post Smart Energy Pays Officially Launches in the U.S. appeared first on Coinpedia Fintech News Smart Energy Pays has announced its expansion into the U.S. market, aiming to strengthen its global presence in digital financial infrastructure. The platform is operated by Smart Energy Pay Solution Ltd. and focuses on building systems that support real economic activity. The U.S. is widely recognized as a major hub for fintech and digital payments, …

The post Crypto News Today [Live] Updates appeared first on Coinpedia Fintech News February 4, 2026 12:54:58 UTC Cathie Wood Blames Binance Glitch for 2025 Crypto Crash ARK Invest CEO Cathie Wood has blamed a Binance software issue for last year’s crypto flash crash, which saw Bitcoin fall from $122K to $105K, triggering $28 billion in forced margin calls and wiping out $19 billion in leveraged positions. The …