The post CFTC Chair Says Crypto Market Bill Is Nearly Ready for President Trump appeared first on Coinpedia Fintech News Newly confirmed Commodity Futures Trading Commission Chairman Michael Selig said on Monday that Congress is close to passing long-awaited legislation to set rules for U.S. cryptocurrency markets, a move that could soon reach President Donald Trump’s desk. Speaking after his confirmation as the CFTC’s 16th chairman, Selig said lawmakers were “poised” to advance a digital …

The post When Social Finance Meets PoW: Young American Investors Are Reinterpreting Value appeared first on Coinpedia Fintech News In the United States, a growing number of young investors are entering the financial world in a way different from the previous generation. They are not starting at bank counters or with complex investment manuals, but rather gradually building their understanding of the financial system through social platforms, technical discussions, and community consensus. But contrary …

The post Analyst Explains Worst-Case Scenario for Bitcoin in 2026 appeared first on Coinpedia Fintech News A popular crypto analyst from Altcoin Daily has shared what he calls his worst-case scenario for Bitcoin in 2026. In a recent video, the analyst explained that while he still sees strong long-term potential for Bitcoin, current market conditions mean investors should also consider a more bearish outcome. What His Bear Case Looks Like The …

The post Why Did Bitcoin Price Suddenly Pump To $90K Today? appeared first on Coinpedia Fintech News Bitcoin surged sharply today, briefly touching the $90,000 level before pulling back, leaving everyone questioning what caused the sudden move. According to market data, Bitcoin climbed from around $87,700 to a high near $90,500 within hours, despite no major economic news, regulatory update, or company announcement tied to the rally. Large Buyers Enter a Thin …

The post XRP News: Ripple CTO Says One Metric Matters More Than Price appeared first on Coinpedia Fintech News Ripple’s chief technology officer David Schwartz said transaction activity and liquidity are the most reliable indicators of real economic use on the XRP Ledger, as debate continues over how to measure blockchain adoption beyond price movements. Speaking during a discussion on on-chain data and market trends, Schwartz said metrics that reflect sustained usage and value …

The post Why Is The Market Down Today—Bitcoin Near $85,000, XRP At $1.85, Digitap ($TAP) Becomes Best Crypto Presale 2026 appeared first on Coinpedia Fintech News Top cryptocurrencies such as Bitcoin (BTC) and XRP have plummeted following the Bank of Japan’s tightening of financial policy. Consequently, savvy investors are hedging against further losses by seeking high-potential altcoins to buy. However, this has proven challenging as most of the crypto market is bleeding.  To this end, investors are migrating to the Digitap …

The post Which Crypto Should You Consider Investing In for Short-Term Gains? appeared first on Coinpedia Fintech News Short-term crypto investing will always attract people who want fast and meaningful returns. Many traders check the crypto fear and greed index each day to understand market sentiment, but true opportunity usually appears before a token gets listed. This is why a growing number of investors are now looking at Mutuum Finance (MUTM), a new …

The post 5 Best Crypto Lending Platforms in 2026: A Deep Market Review  appeared first on Coinpedia Fintech News In today’s crypto world, the option to have access to liquidity and not sell your assets has become a valuable portfolio management technique. Crypto-backed loans offer an accessible method of borrowing Bitcoin or other digital assets with competitive rates and simple repayment options. These services include a vast number of users who can choose either …

The post Saylor’s Strategy Strengthens Reserves with $748M Boost appeared first on Coinpedia Fintech News Strategy added $748 million to its cash, reaching $2.19 billion while keeping 671,268 Bitcoins steady. No Bitcoin buys happened from December 15-21 as they build cash from stock sales. Michael Saylor posted the update on X on December 22, ready for big buys in market dips. This builds on a $1.44 billion reserve from late …

The post Aster Launches Phase 5 Buyback Program appeared first on Coinpedia Fintech News Aster is launching Phase 5 of its ASTER buyback program on December 23, committing up to 80% of daily platform fees to repurchasing tokens. Forty percent will drive automated on-chain buybacks to maintain steady market demand, while the remaining 20%-40% will focus on strategic opportunities in favorable market conditions. This balanced approach aims to stabilize …