The post Ripple’s RLUSD Goes Multichain, Here’s Why It Matters for XRP Holders appeared first on Coinpedia Fintech News Ripple, a blockchain-based infrastructure for global payments, has taken a major step to expand the use of its US dollar-backed stablecoin, RLUSD. On December 15, the company confirmed it is testing RLUSD on several Ethereum layer-2 networks, including Optimism, Base, Ink, and Unichain.  This move builds on its earlier launch and aims to create a …

The post Grayscale: Quantum Threat to Bitcoin Still Years Away appeared first on Coinpedia Fintech News Grayscale’s 2026 Digital Asset Outlook highlights that, although quantum computing represents a long-term threat to blockchain cryptography, Bitcoin and the broader crypto market are unlikely to face price or valuation impacts in 2026. The report notes that most public blockchains will eventually require post-quantum cryptography upgrades. However, experts estimate that a quantum computer capable of …

The post US Crypto Market Structure Bill Delayed Until 2026 appeared first on Coinpedia Fintech News The US government has again delayed long-promised crypto rules. The Senate Banking Committee has postponed hearings on the crypto market structure bill until early 2026. This ends hopes that clear federal rules will be in place by 2025. Committee Chair Tim Scott said the bill needs support from both parties, and lawmakers are not willing …

The post Why Bitcoin Price Crashed Today? appeared first on Coinpedia Fintech News The crypto market saw a sharp drop on December 15, losing nearly $150 billion in total value. Bitcoin price today fell close to the $85,000 level, while major coins like Ethereum, XRP, and Dogecoin dropped between 4% and 8% in just one day.  The sudden move left many traders surprised, wondering the key reason behind …

The post PayPal Moves to Launch Its First U.S. Bank appeared first on Coinpedia Fintech News PayPal submitted applications to the FDIC and Utah regulators for an industrial loan company charter called PayPal Bank. The goal is to expand small business lending, building on over $30 billion provided to 420,000 accounts since 2013, with interest-bearing savings and FDIC insurance if approved. CEO Alex Chriss aims to reduce third-party reliance and fuel …

The post Trump Eyes Pardon for Samourai Wallet CEO appeared first on Coinpedia Fintech News U.S. President Donald Trump said he’ll review pardoning Keonne Rodriguez, co-founder and CEO of privacy-focused Bitcoin wallet Samourai. “I’ve heard about it, I’ll look at it,” Trump stated during a Monday Oval Office Q&A with journalists. Rodriguez was sentenced last month to five years for running a mixer that laundered over $237 million in illicit …

The post Startale and SBI Team Up to Build Regulated Digital Yen appeared first on Coinpedia Fintech News Startale Group and SBI Holdings signed an MOU on December 16, 2025, to launch a regulated Japanese yen stablecoin by Q2 2026. The stablecoin will be a Type 3 Electronic Payment Instrument, allowing transfers and balances above the ¥1 million limit. Startale will provide blockchain technology and security, while SBI will handle compliance through its …

The post Why Crypto Is Down Today [Live] Updates on Dec 16,2025 appeared first on Coinpedia Fintech News December 16, 2025 08:33:51 UTC Why Bitcoin Volatility Is About Liquidity, Not Panic Bitcoin’s current volatility isn’t random—it’s structural. Liquidity is thinning, and price moves are becoming sharper. A potential Bank of Japan rate move threatens to unwind the yen carry trade, which has historically triggered 20–30% Bitcoin swings. At the same time, exchange reserves …

The post DeSoc Presale Attracts Over $10 Million With 100x Potential As Binance Coin And Cardano Holders Rush To Enter appeared first on Coinpedia Fintech News The decentralized finance and Web3 landscape continues to evolve rapidly, and one of the latest projects drawing serious attention is DeSoc Presale. With its presale reportedly surpassing $10 million raised, DeSoc is quickly emerging as one of the most talked-about blockchain initiatives of the year, particularly among Binance Coin (BNB) and Cardano (ADA) holders seeking …

The post DeSoc Is Set To Be The Next 100x Crypto Investment appeared first on Coinpedia Fintech News As the cryptocurrency market gradually shifts toward utility-driven projects, DeSoc Presale is gaining recognition as a potential 100x investment opportunity. Combining decentralized social networking, blockchain-based identity, and community-led governance, DeSoc is positioning itself at the intersection of Web3 innovation and real-world demand—an area where some of the most explosive crypto growth stories have historically emerged. …