The post CoinEx Shuts Down After 9 Years: Users Have Until December 22 to Withdraw Funds appeared first on Coinpedia Fintech News CoinEx is shutting down its cryptocurrency exchange after nearly nine years in the market, citing falling trading volumes, weaker liquidity, and rising regulatory costs. The exchange will begin winding down services on September 15, 2026. Meanwhile, users will have until December 22 to withdraw their assets before the platform formally closes. CoinEx Cited Key Reason …

The post Bank Groups Say CLARITY Act’s Stablecoin Circuit Breaker Is ‘Not a Safeguard at All’ appeared first on Coinpedia Fintech News Eight major banking groups are warning that the revised CLARITY Act could create this risk if stablecoin rewards work like bank interest. The banks say the bill’s “circuit breaker” may come too late to stop deposit losses and lending problems.  The letter comes ahead of a key Senate procedural vote scheduled for 15 September. Eight …

The post Will the CLARITY Act Pass the Senate Today? appeared first on Coinpedia Fintech News Connor Brown, Executive Director of the Bitcoin Policy Institute and a former Senate staffer, laid out exactly what’s at stake as the Senate holds a cloture vote today on the CLARITY Act.  Republicans control 53 seats, with two possibly sitting out, meaning 7 to 9 Democrats need to cross the aisle to reach the 60 …

The post XRP News: Ripple CEO Brad Garlinghouse Says CLARITY Act Trades ‘Weren’t Small’ appeared first on Coinpedia Fintech News Ripple CEO Brad Garlinghouse pushed back Sunday on the idea that the CLARITY Act represents a watered-down compromise, responding to Treasury Secretary Scott Bessent’s public reaffirmation of support for the bill. “This bill isn’t just a compromise, it’s the product of real, substantive trades policymakers made to get here,” Garlinghouse wrote, adding that those trades …

The post Senate Democrats Reject Latest CLARITY Act Draft Hours Before Vote appeared first on Coinpedia Fintech News Senate Democrats rejected the latest CLARITY Act draft over ethics concerns, just hours ahead of Tuesday’s crucial cloture vote, according to reports. Democrats argue the new crypto ethics rules still don’t go far enough, even as Republicans have called this their final offer. Democrats are now drafting a counterproposal before the 2:15 PM vote. Sentiment …

The post Bitcoin Reserve Bill Heads to House Committee for Historic Vote appeared first on Coinpedia Fintech News The House Financial Services Committee is scheduled for a momentous vote on the American Reserve Modernization Act (ARMA) of 2026 (H.R. 8957) on Wednesday, September 16 at 10:00 a.m.m ET.  Bitcoin reserve bill (ARMA) core provisions  The Bipartisan bill was introduced by the Republican Rep. Nick Begich and the Democrat co-sponsor Rep. Jared Golden in …

The post How Trump Rejecting AI Guardrails Impacts Crypto and DeFi Security  appeared first on Coinpedia Fintech News Artificial intelligence (AI) and the cryptocurrency ecosystem continue to collide. The former is a double-edged sword that serves as both a development and potential exploitative tool. Big tech players like Anthropic CEO Dario Amodei, OpenAI CEO Sam Altman, and Grok Founder Elon Musk have been persistently raising the alarm over the pace of their growth. …

The post XRP Price Prediction After CLARITY Act Vote Tomorrow appeared first on Coinpedia Fintech News XRP is trading at $1.48, up 6.4% over 24 hours, as momentum builds ahead of Tuesday’s cloture vote on the CLARITY Act. Republicans released what they’re calling their “last, best and final offer” on CLARITY ahead of Tuesday’s vote. Galaxy Digital’s Alex Thorn raised his odds of CLARITY passing in 2026 from 10% to 25% …

The post Why Is Crypto Market Going Up Today? appeared first on Coinpedia Fintech News The total crypto market cap climbed to $2.77 trillion, up 2.3% over 24 hours, with Bitcoin leading the way at $79,187.27, up 2.1%. XRP posted the strongest move among majors, jumping 6.4% to $1.46, while Ethereum rose 1.1% to $2,541.20. The rally comes as Treasury Secretary Scott Bessent said the CLARITY Act is essential for …

The post Senate Officially Schedules CLARITY Act Cloture Vote For Tuesday appeared first on Coinpedia Fintech News The US Senate has officially set Tuesday, 2:15 PM ET, for the CLARITY Act’s cloture vote. Clearing that hurdle requires 60 votes to open formal debate, which can then run for up to 30 hours if approved. Final passage after that would only need a simple majority of 51 votes. The vote marks crypto’s most …